360 Degrees of Financial Literacy
www.360financialliteracy.org

360 Degrees of Financial Literacy, the website of the American Institute of Certified Public Accountants, provides informational articles, online tools, and FAQs related to finances throughout the life cycle, from beginning to save to buying a home to paying for long-term care. Also features an ask-the-expert option called “Ask the Money Doctor.”

BankRate.com
www.bankrate.com/brm/default.asp

This site provides rate comparison tools, calculators, and educational materials.

Beginner’s Guide to Financial Statements
www.sec.gov/investor/pubs/begfinstmtguide.htm

Visit this website to learn how to read basic financial statements (balance sheets, income statements, cash flow statements, etc).

Consumer Credit Counseling Services
www.cccsintl.org

The CCCS offers free credit and debt counseling as well as online financial education information for adults and children.

Consumer Protection Offices
www.consumeraction.gov/caw_state_resources.shtml

Locate various consumer-related bureaus by state, county, or city, including consumer protection agencies and offices that regulate banking, insurance, securities, and utilities.

Feed the Pig
www.feedthepig.org

The Feed the Pig site features a Lunch Savings Calculator and a Credit Card Payoff Calculator, along with a Personal Cash Flow Worksheet and an Emergency Savings Calculator. The site also features articles, tips, and podcasts.

InvestorGuide.com
www.investorguide.com

This site offers interactive tools and resources on personal finance and investments, plus educational materials on all aspects of money management.

IRS Forms and Publications
www.irs.gov/formspubs/index.html

This site features IRS forms and publications.

Kiplinger
www.kiplinger.com/

This site allows you to carry out research on stocks and mutual funds and to access information and tools on personal finance, saving for retirement, and college.

National Foundation for Credit Counseling (NFCC)
www.debtadvice.org AND www.housinghelpnow.org

These sites offer information on credit, buying a home, foreclosure prevention, and dealing with debt.

U.S. Department of Housing and Urban Development
www.hud.gov/offices/hsg/sfh/buying/glossary.cfm

This site features a comprehensive glossary of terms related to financing and buying a home.

Withholding Calculator
www.irs.gov/individuals/article/0,,id=96196,00.html

This tool is not a replacement for Form W-4, but most people will find it more accurate and easier to use than the worksheets that accompany Form W-4.

© Harris, Rothenberg International, Inc.

Reviewed 07/10